NRW Economics Ministry and NRW.BANK boost investment / NRW.BANK Invest Zukunft: New programme to drive the transformation

Good news for companies in NRW: The new NRW.BANK.Invest Zukunft loan programme is set to launch in May 2025. Through this programme, companies investing in sustainability, digitalisation, and innovation will receive additional support from NRW.BANK, with interest rates up to two percent below the market rate and redemption discounts of up to 20 percent. The promotion process will be much simpler, as the new programme consolidates up to four existing promotional offerings, enabling companies to quickly and conveniently reap the benefits. In this way, the NRW Economics Ministry and NRW.BANK aim to make investments that enhance companies’ competitiveness and accelerate transformation more appealing.

Bank Gospodarstwa Krajowego has opened a representative office in Kyiv

The main goal of the new representative office is to support projects and investments financed by the European Commission for the reconstruction and modernization of Ukraine. The BGK representative office also serves as a contact hub for businesses and institutions, providing market insights and facilitating their operations.

Delyana Ivanova: Programme of the Bulgarian Development Bank and ESO enables energy independence of public consumers

The Bulgarian Development Bank (BDB) and the Electricity System Operator (ESO) are developing a program that will help public consumers to be energy independent and reduce their electricity costs. This was stated by the Deputy Chairman of the Supervisory Board of the Bulgarian Development Bank Delyana Ivanova in the show "The Day Begins" on BNT.

BNG issues EUR 1.5bn 10 Year Benchmark

Sfil – Excellent 2024 financial performance reflecting a thriving dynamic

Strong financial performance despite major uncertainties

- Increase in recurring net banking income to EUR 217 million (+9.6% vs 2023) driven by a very sustained activity level since 2023 despite the higher refinancing costs

- Operating expenses under control stable vs 2023, and an improved cost to income ratio at 54% (-6 points vs 2023)

- Excellent quality of asset portfolio illustrated by a reversal in cost of risk, a non-performing exposures rate at 0.26% and a 0% weighting (standard approach) for 84% of the asset portfolio

- Strong growth in recurring net result (+15% vs 2023) illustrating the performance of our public development bank model

- CET1 ratio at 42.2% (vs 8.56% minimal requirement)

- Robust liquidity with LCR and NSFR ratios of 440% and 125% respectively, with a good execution of the funding programme attracting more than 300 investors