Due to a significant increase in the prices of energy, raw materials and other input costs, the Croatian Bank for Reconstruction and Development (HBOR) had decided to introduce a moratorium on loan repayment for micro, small and medium-sized entrepreneurs in the agriculture, forestry and fisheries sector, as well as for entities engaged in retail trade in petroleum products and liquefied petroleum gas.
Read moreNWB Bank has successfully fulfilled its role as financier of societal challenges in the Netherlands. With €11.1 billion in new lending, primarily in water and housing, the total loan portfolio reached a new record high in 2025 of more than €59 billion. Net profit amounted to a healthy and appropriate level of €113 million. NWB Bank has also contributed to important European discussions on climate, water and housing.
Read moreKommuninvest today publishes its annual Green Bonds Impact Report for 2025. According to this year’s report, the number of environmental and climate‑oriented investments financed with Green Loans from Kommuninvest continues to increase. The impact report for 2025 includes 748 municipal investment projects financed with Green Loans, an increase from 683 projects in the previous year. The investment projects contribute to 598,644 tonnes of reduced or avoided CO₂ emissions annually.
Sustainability is becoming increasingly complex due to rising costs, stricter regulations and geopolitical uncertainty. However, it is also a matter of extreme urgency. That is precisely why, together with our clients and partners, we remain committed to achieving social and green added value. In 2024, our most recent measurement year, the CO₂e emissions per million euros that we provided to the Dutch public sector decreased by 6.5% compared with the previous year. With a 25.5% decrease in absolute financed Scope 1 and 2 emissions from our loan portfolio in 2024 compared with our base year 2018, we have already reached our 2025 climate target of at least a 25% reduction.
BNG’s mission is to maximize social impact. This social value is best reflected in the size and growth of the loan portfolio. Once more, BNG proved to be a stable and reliable partner during a year in which public organisations faced major investment challenges. We contributed to public services that help the Netherlands move forward, with a long-term loan portfolio of EUR 95.7 billion and EUR 11.2 billion of new long-term loans in 2025. From affordable social housing and renewable energy to future-proof healthcare and educational institutions and vital infrastructure. The net profit for 2025 amounted to EUR 172 million.
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