Position papers

  • EAPB position paper on simplification

    Banking supervision, Sustainable finance 25 July 2025

    We welcome the European Commission’s simplification agenda, including the recent Omnibus initiatives that aim to reduce administrative burdens across key EU policy areas such as sustainability reporting, due diligence requirements, investment procedures, and the regulatory environment for mid-sized companies. These initiatives are an important first step toward a more coherent, proportionate, and investment-friendly regulatory framework.

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  • Position on Reforming State Aid Rules for Affordable Housing

    Development, State aid 25 July 2025

    The European Association of Public Banks (EAPB) welcomes the European Commission’s initiative to revise the State aid rules for services of general economic interest (SGEI), with particular focus on affordable housing. EAPB considers this reform both urgent and essential, given the persistent housing shortages and affordability crisis affecting large parts of the European Union. As financial institutions with a public mandate, National Promotional Banks (NPBs) have a long-standing role in financing and delivering affordable and social housing across Member States.

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  • Joint Letter from the Presidents of AECM, EAPB and ELTI, supported by EVFIN and NEFI

    Capital markets, State aid 8 July 2025

    We are pleased to inform you that EAPB, together with AECM, ELTI and NEFI, has officially submitted a joint letter to the European Commission outlining common recommendations on how to make the EU Budget more efficient, strategic, and simplified ahead of the next Multiannual Financial Framework (MFF). The letter will serve as a basis for coordinated advocacy with our sister associations on shared priorities.

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  • EAPB Position on the Future of the European Budget May 2025

    State aid, Sustainable finance 6 May 2025

    EAPB raises concerns about the proposed EU Budget reforms and puts forward recommendations for the next MFF, notably concerning financial instruments, the pillar assessment process, and simplification of the InvestEU framework.

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  • EAPB Position Paper on Housing

    State aid, Sustainable finance 18 March 2025

    The affordable housing crisis requires immediate, coordinated action. EAPB calls for urgent reforms to state aid rules, investment frameworks, and EU financial instruments to unlock funding for social and affordable housing.

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