Loan with 100% guarantee of Avalis of Catalonia in order to cover the needs of liquidity of the Catalan SMEs and self-employed workers as a result of the situation deriving from COVID-19. The companies will have to unhold jobs.
Financial terms and conditions
Amount: loan of ICF between €50,000 and up to €1m, with Avalis guantantee for 100%.
Term: from 2 to 5 years with a grace period of up to 1 year.
Interest: 12-month Euribor rate plus a differential of up to 2.35%.
Fees: 0.65% annual management and risk fee (CAiR). No commitment, study fee or early repayment fee.
Application
Apply for your loan with the guarantee of 100% of Avalis. (in the form, you will have to state in the field “Brief summary of financing needs” - “Breu resum de les necessitats de finançament” that they consist in the product ICF-Avalis liquidity COVID-19: you can consult the manual of how to do the application).
Once you have completed and submitted the form, you will receive instructions by e-mail.
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